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Terms and Conditions

Effective Date: October 8, 2026
Last Updated: October 8, 2026

These Terms and Conditions (“Terms”) govern your access to and use of ibuyhouseswithfiredamagemesa.com (the “Website”) and services offered through the Website by I Buy Houses With Fire Damage Mesa (“we,” “us,” or “our”).

By accessing the Website, submitting property information, requesting a cash offer, or otherwise interacting with our services, you agree to these Terms and acknowledge our Privacy Policy.

1. Purpose of the Website

The Website allows property owners and authorized representatives to submit information concerning real estate they may wish to sell, including:

Depending on the transaction, we may:

Nothing displayed on the Website constitutes a binding offer to purchase real estate.

2. Our Role

The Website currently presents our business principally as a direct cash purchaser of fire-damaged real estate in Mesa, Arizona.

Depending on the transaction, we may act as:

Our actual role depends on the governing documents and conduct.

Unless separately and lawfully established, we do not act as your:

3. Direct Purchase Model

Where we seek to purchase property for our own account:

4. No Obligation to Sell

Submitting property information or requesting an offer does not obligate you to sell.

A Website submission is an inquiry, not a purchase agreement.

You may reject a proposed offer unless and until you execute a legally enforceable transaction agreement, subject to any applicable statutory cancellation or rescission rights.

5. No Obligation to Purchase

Submitting property information does not require us to:

6. Eligibility and Authority

By using the Website or submitting property information, you represent that:

Submission by one co-owner does not necessarily establish authority to bind every owner.

7. Agents, Wholesalers, and Other Representatives

A person submitting information as an agent, wholesaler, contract holder, attorney-in-fact, trustee, personal representative, executor, or other representative is responsible for having lawful authority.

Nothing on the Website authorizes:

8. Property Research

We may research:

9. Property Assessments

An acquisition evaluation may include:

An assessment conducted for our acquisition purposes is not automatically a professional inspection performed for the seller’s benefit and is not a warranty concerning property condition.

10. Preliminary Offers

Any preliminary:

is non-binding unless incorporated into a legally enforceable transaction agreement.

An offer may change following due diligence.

11. Offer Methodology

Potential offers may consider:

No particular valuation method, purchase price, or financial result is guaranteed.

12. Binding Transactions

A binding transaction arises only when the applicable parties execute legally enforceable transaction documents.

Closing may depend on:

13. Arizona Does Not Require One Universal Statutory Residential Condition Form

Arizona does not impose one universal statewide statutory residential condition questionnaire that every private seller of an existing home must complete.

This differs from states that mandate a specific statutory transfer disclosure form in nearly every residential transaction.

Arizona sellers can nevertheless have substantial disclosure duties under:

14. Arizona Common-Law Seller Disclosure Duty

Arizona courts recognize that where a seller knows facts materially affecting the property’s value and knows those facts are not known to the buyer, disclosure duties can arise.

A seller should therefore not assume that silence is permissible merely because:

15. Arizona REALTORS® SPDS

The Arizona REALTORS® Residential Seller’s Property Disclosure Statement (“SPDS”) is a commonly used industry disclosure form.

The SPDS is designed to help a seller disclose known material information concerning:

Use of the SPDS itself is not universally mandated by Arizona statute.

Contract terms may nevertheless require it.

16. SPDS Waiver Does Not Eliminate the Underlying Duty

A buyer’s agreement not to receive an SPDS does not automatically eliminate a seller’s underlying legal obligations concerning known material facts.

A seller should not assume that a disclosure waiver authorizes concealment or nondisclosure of a material latent defect.

17. Fire Damage Can Be a Material Fact

A prior fire can create material conditions involving:

Known fire-related conditions that materially affect the property should be evaluated for disclosure.

18. Fire History and the SPDS

Arizona REALTORS® guidance specifically recognizes that known fire-related conditions can require disclosure and that the residential SPDS addresses fire-related property information.

Accordingly, a seller using the SPDS should answer applicable fire, structural, electrical, environmental, repair, insurance, and system questions truthfully and completely.

19. No Universal Fire-Document Package

Arizona does not impose one universal rule requiring every fire-damaged seller automatically to deliver every:

to every purchaser.

Particular documents may nevertheless be:

20. No Universal Seller Inspection Requirement

Arizona does not require every seller of a fire-damaged house to commission every possible professional inspection before selling.

Structural, electrical, environmental, mold, fire-safety, engineering, or other professional evaluations may nevertheless be advisable or required by:

21. As-Is Transactions

The Website markets as-is purchases.

“As-is” can mean the purchaser agrees to acquire the property in its existing physical condition without requiring the seller to perform specified repairs.

It does not automatically eliminate:

22. No Universal Requirement to Repair Before Sale

Arizona does not impose one statewide rule requiring every fire-damaged house to be completely restored before sale.

A damaged property may potentially be sold as-is.

Separate:

may nevertheless affect the property.

23. Licensed Arizona Real Estate Professionals

Where an Arizona real estate licensee participates, separate duties apply.

A licensee participating in a transaction generally must disclose in writing information possessed by the licensee that materially or adversely affects the consideration to be paid, including known material defects and liens or encumbrances.

A serious known fire-created condition may therefore trigger licensee disclosure duties independently from the seller’s common-law obligations.

24. No Automatic Professional Expertise

A real estate license does not make a licensee a:

Appropriate professionals should be consulted where specialized evaluation is required.

25. Mesa Fire-Damage Repair Permits

The City of Mesa expressly identifies fire damage repairs as work requiring a construction permit.

Fire restoration can also involve permits for:

A property sale does not eliminate permit requirements for work performed before or after closing.

26. Mesa’s Current Building Codes

Mesa adopted the 2024 International Code family and the 2023 National Electrical Code, with the updated codes effective January 8, 2026 for applicable new permit applications.

Current Mesa requirements include applicable editions of:

Repair or reconstruction should comply with the code applicable to the project.

27. Mesa Fire Code

Mesa’s Fire Code is based on the International Fire Code with City-specific amendments.

Fire-damaged property may require review concerning:

The applicable permit and inspection requirements depend on the property and planned work.

28. Cleanup and Restoration

The Website states that repairs, cleanup, or restoration may be handled after acquisition.

Any:

must comply with applicable licensing, safety, environmental, disposal, permit, and other requirements.

Nothing in these Terms represents that we personally perform regulated contracting services unless lawfully authorized.

29. Inspections and Due Diligence

The Website states that sellers do not need to make repairs or arrange formal inspections before selling.

That does not prevent us from conducting due diligence for our own acquisition purposes.

Due diligence may include:

30. Fast Offer and Closing Claims

The Website advertises:

These statements describe possible or intended transaction timing and are not guarantees.

Actual timing may depend on:

31. No Repairs, Commissions, or Hidden Fees

The Website advertises:

Those statements describe a potential direct-purchase transaction structure.

The signed purchase agreement and final escrow or settlement statement control the parties’ actual obligations.

32. Liens and Title Issues

The Website states that it purchases properties with insurance claims, liens, and title issues.

That statement should not be interpreted as a guarantee that every title problem can be cleared.

A transaction may require:

Escrow or closing cannot necessarily proceed until required issues are resolved or otherwise lawfully addressed.

33. Arizona Residential Wholesaling Law

Arizona specifically regulates certain wholesale transactions involving residential real property with fewer than five dwelling units.

Arizona law distinguishes between a wholesale buyer and a wholesale seller.

34. Wholesale Buyer

A wholesale buyer generally means a person or entity that:

Before the parties enter into a binding agreement, the wholesale buyer must disclose in writing to the seller that the buyer is a wholesale buyer.

35. Seller’s Cancellation Right for Missing Wholesale-Buyer Disclosure

If a wholesale buyer fails to make the required disclosure, the seller may generally:

Those statutory consequences should not be overridden by contradictory contract language.

36. Wholesale Seller

A wholesale seller generally means a person or entity that:

Before entering into a binding agreement, a wholesale seller must disclose in writing that:

37. Buyer’s Cancellation Right for Missing Wholesale-Seller Disclosure

If a wholesale seller fails to make the required disclosure, the buyer generally may:

38. Contractual Interest Is Not Legal Title

Holding a:

is different from holding record title.

A contract holder should not falsely state that:

39. Arizona Licensing Law

Arizona’s definition of a real estate broker broadly covers specified activities performed for another and for compensation.

Those activities can include:

A person performing regulated activity for another for compensation may require an Arizona real estate license.

40. Principal Purchaser and Own-Property Exemption

Arizona generally provides an exemption for qualifying persons and entities dealing with their own property, subject to statutory conditions.

A genuine principal purchaser buying property for its own account may therefore be situated differently from someone acting as a broker for another person.

The exemption should not be stretched to cover compensated brokerage services for another owner.

41. Wholesaler Compliance Does Not Automatically Resolve Licensing

Compliance with Arizona’s wholesale disclosure statute does not by itself determine every licensing question.

The actual:

still matter.

42. Assignment Depends on the Contract

Whether a purchase agreement may be assigned depends on:

Nothing on the Website guarantees that every purchase agreement may be assigned.

43. Foreclosure and Financial Distress

The Website may attract homeowners who are:

We are not your:

unless a separate legally compliant relationship expressly establishes otherwise.

44. Arizona Foreclosure Consultants

Arizona specifically regulates foreclosure consultants.

A foreclosure consultant can include a person who, for compensation, offers or performs covered services represented as helping a homeowner:

45. Foreclosure Consultant Contract

A covered Arizona foreclosure-consulting contract generally must:

46. Three-Business-Day Foreclosure Consultant Cancellation Right

A covered homeowner generally has the right to cancel a foreclosure-consulting contract until midnight of the third business day after signing.

The cancellation right cannot be conditioned on immediate repayment of funds.

47. No Advance Compensation for Covered Foreclosure Consulting

A covered foreclosure consultant generally may not collect compensation until after fully performing each covered service the consultant contracted or represented it would perform.

48. Foreclosure Consultant Cannot Acquire the Home

A covered foreclosure consultant generally may not directly or indirectly acquire an interest in the residence in foreclosure of a homeowner with whom the consultant has contracted to provide covered services.

A direct purchaser should therefore maintain a clear distinction between:

49. Foreclosure Reconveyances

Arizona defines a foreclosure reconveyance to include specified foreclosure-stage transactions involving:

Potential structures can include:

Those transactions should receive specific legal review rather than being treated as ordinary cash acquisitions.

50. Requesting an Offer Does Not Stop Foreclosure

Submitting information, receiving an offer, or signing preliminary documents does not automatically:

A homeowner facing foreclosure should independently determine applicable deadlines.

51. No Foreclosure-Rescue Guarantees

Unless separately authorized and legally qualified, we do not represent that:

52. Federal Mortgage-Assistance Rules

If separate services constitute mortgage-assistance-relief services under federal law, additional requirements may apply concerning:

53. Probate, Estate, Trust, and Inherited Property

Submitting inherited, probate, estate, or trust property does not establish legal authority to sell.

A transaction may require:

54. Insurance Claims and Fire-Damage Proceeds

A fire-damaged property may involve an open or completed insurance claim.

We do not act as your:

unless a separate legally compliant relationship expressly establishes otherwise.

Property owners are responsible for understanding:

55. Pending Insurance Claims

If property is sold while an insurance claim remains pending, the transaction documents should address rights concerning:

56. Insurance Rights Do Not Automatically Transfer

A sale of fire-damaged real estate does not automatically transfer:

Those issues depend on policy terms, applicable law, mortgage-holder rights, insurer requirements, and transaction documents.

57. Public Adjusting

Nothing on the Website constitutes public-adjusting services.

A homeowner seeking representation in an insurance claim should use an appropriately licensed insurance professional or attorney where required.

58. Tenant-Occupied Property

The sale of tenant-occupied property does not itself automatically terminate an Arizona tenancy.

A purchaser should evaluate:

59. Arizona Fire or Casualty Tenant Rights

If a residential dwelling unit is damaged by fire or casualty so substantially that the tenant’s enjoyment is materially impaired, Arizona law can give the tenant options including:

Where the tenancy terminates, qualifying security must be returned as required by Arizona law.

A buyer should therefore investigate the status of tenants displaced by fire rather than assuming the lease simply disappeared.

60. Federal Lead-Based Paint Disclosure

Federal lead-based-paint disclosure requirements may apply to qualifying residential housing constructed before 1978.

Nothing on the Website replaces federal disclosure obligations.

61. Associations and Common-Interest Communities

If property is located in a condominium, planned community, or homeowners association, separate requirements can affect:

These matters should be reviewed separately.

62. Telephone Communications

By providing a telephone number and requesting an offer, you authorize reasonable responsive communications concerning:

Additional consent will be obtained where legally required before regulated automated, prerecorded, artificial-voice, or marketing communications are made.

63. Arizona Recording Law

Arizona generally permits a participant in a communication to record it or permits recording where one party has given the required consent.

Acquisition calls may be recorded for legitimate purposes such as:

Because interstate communications may involve states with stricter consent requirements, additional notice or consent may be appropriate.

Where another applicable jurisdiction imposes a stricter rule, the stricter rule controls.

64. Text Messages

If you provide a mobile telephone number and applicable consent, we may communicate by text concerning:

Where required, additional consent will be obtained before regulated automated or marketing messages are sent.

Consent to marketing communications is not a condition of receiving an offer or selling property where prohibited.

Message and data rates may apply.

Message frequency may vary.

Reply STOP to request that applicable messages stop.

65. Email Communications

By providing an email address, you authorize communications concerning:

Applicable promotional emails will provide an unsubscribe mechanism.

66. Electronic Communications

Where permitted by law, you consent to receiving Website and transaction communications electronically.

This does not eliminate documents that applicable law or a transaction agreement requires to be delivered in another form.

67. Privacy

Our handling of personal information is described in our Privacy Policy.

68. Independent Decision-Making

Selling fire-damaged property can have substantial:

You may wish to consult:

69. No Professional Advice

Website content does not constitute individualized:

70. No Automatic Agency or Fiduciary Relationship

Use of the Website does not itself create:

If an Arizona real estate licensee participates, the applicable brokerage and agency documents control.

71. Acceptable Use

You may not:

72. Intellectual Property

Unless otherwise stated, the Website and its original:

are owned by or licensed to I Buy Houses With Fire Damage Mesa.

You may not commercially reproduce protected Website content without authorization.

73. Third-Party Websites and Services

We do not control or accept responsibility for independent third-party:

74. Website Availability

We may modify, restrict, suspend, or discontinue Website features.

Continuous, uninterrupted, secure, or error-free availability is not guaranteed.

75. No Guarantee of Transaction

We do not guarantee:

76. Marketing Claims

Website statements describing offers or transactions as:

describe intended or possible service characteristics and do not guarantee a particular economic result.

The executed transaction agreement controls.

77. Testimonials

Testimonials describe individual reported experiences.

They do not guarantee that another seller will receive:

78. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE WEBSITE AND WEBSITE CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.”

WE DISCLAIM WARRANTIES THAT MAY LAWFULLY BE DISCLAIMED, INCLUDING IMPLIED WARRANTIES OF:

Nothing in these Terms eliminates rights that applicable law does not permit to be waived.

79. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, I BUY HOUSES WITH FIRE DAMAGE MESA AND ITS AFFILIATES, OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, SERVICE PROVIDERS, AND BUSINESS PARTNERS WILL NOT BE LIABLE FOR INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING SOLELY FROM WEBSITE USE.

OUR AGGREGATE LIABILITY FOR CLAIMS ARISING SOLELY FROM WEBSITE USE WILL NOT EXCEED $500, TO THE MAXIMUM EXTENT PERMITTED BY LAW.

This Website-only limitation does not govern rights or liabilities under separately executed:

unless those documents expressly provide otherwise and applicable law permits it.

80. Independent Third Parties

To the maximum extent permitted by law, we are not responsible for independent third-party:

Nothing in this provision eliminates liability that applicable law does not permit to be excluded.

81. Indemnification

To the extent permitted by law, you agree to indemnify I Buy Houses With Fire Damage Mesa from claims arising from your:

82. Governing Law

These Terms are governed by the laws of the State of Arizona, except where another law must apply.

83. Venue and Disputes

Subject to mandatory jurisdiction, venue, consumer-protection, foreclosure, and transaction-specific requirements, proceedings arising solely from Website use may be brought in a court of competent jurisdiction in Arizona.

These Website Terms do not impose mandatory arbitration.

A separately executed transaction agreement may contain different enforceable dispute provisions.

84. Non-Waivable Arizona Rights

Nothing in these Terms waives rights that cannot legally be waived under applicable:

85. Transaction Agreements Control

These Website Terms do not replace:

A separately executed transaction agreement governs that transaction to the extent enforceable.

86. Changes to These Terms

We may update these Terms periodically.

Updated Terms become effective when posted or on another identified effective date, subject to applicable law.

87. Severability

If a provision is invalid or unenforceable, it will be enforced to the maximum lawful extent or severed, and the remaining provisions will continue in effect.

88. No Waiver

Failure to enforce a provision does not waive the right to enforce it later.

89. Assignment

You may not assign these Website Terms without our written consent.

We may assign these Website Terms in connection with a merger, acquisition, financing, restructuring, affiliate reorganization, or sale of assets, subject to applicable law.

This Website provision does not determine whether a real estate purchase agreement is assignable.

Assignment of a purchase agreement is governed by:

90. Entire Agreement Regarding Website Use

These Terms and the Privacy Policy govern Website use.

They do not supersede separately executed real estate transaction documents.

91. Contact Us

Questions concerning these Terms may be directed to:

I Buy Houses With Fire Damage Mesa
Mesa, Arizona
United States

Website: ibuyhouseswithfiredamagemesa.com